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Old 04-21-2018, 02:15 PM   #1
Mach351
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Anyone thought about going back to cash based spending?

In just 3 clicks I have just spent almost $300 on a new soundbar and subwoofer from Amazon. (stupid stupid SmartTV that streams music)
It literally takes 3 clicks to pay off my credit card.
With direct deposit, I have not held a tangible paycheck in almost 2 decades.

Money has not existed in years; it is merely little bits of data that represent currency stored in various accounting systems.

The convenience is really nice; i'll have new speakers at my front door tomorrow having never left my desk chair. I can send stuff to my parents and the offspring from the comfort of my own home.
But ugh, there is not enough restraint on spending on my part sometimes.
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Old 04-21-2018, 05:31 PM   #2
RLWPA
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Re: Anyone thought about going back to cash based spending?

I agree, too easy to order stuff...
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Old 04-23-2018, 03:21 AM   #3
TKat13
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Re: Anyone thought about going back to cash based spending?

All my car part purchases are done in cash... wife cannot track cash spending.

Oh, and I get a discount since the shop does not get hit with 3-5% charges on cards. They have to pay 3% on all credit/debit card purchases, for cards that give cash back rewards... guess what, they are charged those rewards too. Credit card companys are out nothing!
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Old 04-23-2018, 02:07 PM   #4
Mike03Mach
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Re: Anyone thought about going back to cash based spending?

It would be nice to pay cash for most things, but like you said it's so easy to sit in your chair and buy stuff. Also with cash you see where your money is going and how fast.
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Old 04-23-2018, 03:44 PM   #5
SchwermoRacing
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Re: Anyone thought about going back to cash based spending?

Nope. As the 1, 2, 3%, sometimes 5%, cash back with sometimes free/included shipping ads up while my cash sits in the bank also earning interest.
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Old 04-24-2018, 03:44 PM   #6
HAEG
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Re: Anyone thought about going back to cash based spending?

I thought cash was king until I was handed 5 $100 bills and 3 were fake.
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Old 04-24-2018, 04:16 PM   #7
DSG2003Mach1
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Re: Anyone thought about going back to cash based spending?

Quote:
Originally Posted by SchwermoRacing View Post
Nope. As the 1, 2, 3%, sometimes 5%, cash back with sometimes free/included shipping ads up while my cash sits in the bank also earning interest.
not that we make any real interest to speak of lol. I use credit cards for the points and bonuses, I've received literally thousands of dollars in sing up incentives alone for purchases I was going to make anyway. Its too bad Chase is now limiting how many promotions you can get in a given time period (you can only get bonuses on like 5 different cards in a 5 year period now).

Quote:
Originally Posted by HAEG View Post
I thought cash was king until I was handed 5 $100 bills and 3 were fake.
I always bring a second person with me for face to face sales and mark every bill with a currency pen (although beware - the pen checks the paper, not the ink. If they wash a $5 bill and reprint it as a $100 it will still mark as legit)
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