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Old 06-15-2009, 10:42 PM   #26
nikbait
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Re: Which car insurance agency to go with?

I LEFT Geico because they were charging me too much. Plus I just didn't feel like I was getting good customer service when I wanted to change things.
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Old 06-15-2009, 11:27 PM   #27
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Re: Which car insurance agency to go with?

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Originally Posted by rugs04mach View Post
state farm for everything - best rates and great service
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Old 06-16-2009, 08:17 AM   #28
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Re: Which car insurance agency to go with?

+2 for state farm.. i have cheap insurance....331 a months for a mach 1 and a 2002 jeep liberty full coverage.. at 19 years old... pretty good to me...
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Old 06-16-2009, 08:21 AM   #29
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Re: Which car insurance agency to go with?

I've got farmers insurance... but i pay waaaayyy too much, 250.00 a month. havent had a ticket in 4 years. I'm 23... i've called every insurance company known to man and this is the cheapest insurance i can find.

can somebody tell me whats wrong with this picture? i would love to know why someone younger than me with tickets living in the same area with a cobra, is paying 100 bucks less a month than me. i called usaa for them to explain this BS to me and they couldnt, heck if i went with usaa my policy would cost me 360 a month.....
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Old 06-16-2009, 12:14 PM   #30
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Re: Which car insurance agency to go with?

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Originally Posted by ModularSpeed View Post
I use Geico for my daily drivers, and love them.

I use Grundy for my Cobra.....$316 a year.....and BETTER coverage then what I had when I had a premium Geico policy. I insure my car for $25,000 as well. $316 a year.

But you have to prove that you have another vehicle and dont rely on it for daily trans.
Have you made any claims using Grundy? I just did an online quote and it came back $314/year for my Mach. Sounds good if their insurance is good since I only put 800 miles on it last year!
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Old 06-16-2009, 04:16 PM   #31
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Re: Which car insurance agency to go with?

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can somebody tell me whats wrong with this picture?
You get discounts for 1+yr of being with them (no tickets or claims), plus by having more than one vehicle insured thru same company helped. Lot's of variables.
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Old 06-16-2009, 10:52 PM   #32
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Re: Which car insurance agency to go with?

State Farm :THUMBSUP:
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Old 06-16-2009, 11:04 PM   #33
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Re: Which car insurance agency to go with?

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Have you made any claims using Grundy? I just did an online quote and it came back $314/year for my Mach. Sounds good if their insurance is good since I only put 800 miles on it last year!
Nope. No claims.

I actually just made a claim with Geico on June 06 ,2008....and I was assured my policy premium would not go up.

And it was a big claim.

I guess I am lucky. $180 month for full coverage on 2004 SVT Focus, 2005 Kia Sorento, and $316 yr for my 98 Cobra.
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Old 06-16-2009, 11:29 PM   #34
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Re: Which car insurance agency to go with?

Ok so I'm gonna get quotes from State Farm then
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Old 06-17-2009, 12:57 PM   #35
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Re: Which car insurance agency to go with?

Just received some docs from Grundy and it states no racing or timed event participation is permited. Not that it's any different from any other insurance I've ever had!
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Old 06-17-2009, 05:05 PM   #36
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Re: Which car insurance agency to go with?

No go with geico, they want WAYYY too much. Still going to try a quote state farm.
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Old 06-17-2009, 07:35 PM   #37
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Re: Which car insurance agency to go with?

I switched from Nationwide to Allstate and am saving $1000 a year! (2 cars full coverage - 2003 Mach 1 and 2008 Cobalt) Allstate has been great so far. But I'm also 26... female and have NEVER had a ticket or filed a claim *knocks on wood* lol

GL with the insurance search!
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Old 06-17-2009, 08:26 PM   #38
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Re: Which car insurance agency to go with?

I remember back in 1993 when I was 27 I bought my brand new '93GT. I called around and Allstate was one company I called for a quote. They wanted $900 every 6 months just for my Mustang!!! Every since then I laugh whenever I see their commercials.
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Old 06-18-2009, 10:35 PM   #39
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Re: Which car insurance agency to go with?

Dang thats funny... cause I have 2 cars full coverage and they only charge me $700 every 6 months... HUGE difference from the $1200 Nationwide was charging me every 6 months with a CLEAN driving record.
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Old 06-22-2009, 03:48 PM   #40
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Re: Which car insurance agency to go with?

another vote for state farm.....
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Old 06-23-2009, 02:01 PM   #41
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Re: Which car insurance agency to go with?

Quote:
Originally Posted by ModularSpeed View Post
Nope. No claims.

I actually just made a claim with Geico on June 06 ,2008....and I was assured my policy premium would not go up.

And it was a big claim.

I guess I am lucky. $180 month for full coverage on 2004 SVT Focus, 2005 Kia Sorento, and $316 yr for my 98 Cobra.
Ive had very good luck with them ..free rental .. same day estimate and quotes ...repairs on cars are backed 100% as long as you own the car.I too had one big claim, truck totaled and rates were not increased at all.
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Old 06-23-2009, 06:18 PM   #42
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Re: Which car insurance agency to go with?

My quote from Geico was over 200 more than what I'm paying for a 6 month premium with Liberty Mutual. That's ridiculous. I have a perfect driving record, no accidents nor any tickets....stupid.
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Old 06-23-2009, 06:33 PM   #43
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Re: Which car insurance agency to go with?

Quote:
Originally Posted by nikbait View Post
My quote from Geico was over 200 more than what I'm paying for a 6 month premium with Liberty Mutual. That's ridiculous. I have a perfect driving record, no accidents nor any tickets....stupid.
I said.... ... I had good luck !
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Old 06-25-2009, 12:57 PM   #44
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Re: Which car insurance agency to go with?

I have State Farm but I pay $160/month for just one car, the Mach... I think that's a lil high For no tickets EVERRRR. Completely clean record. Maybe it's the 20 year old girl part that's hurting me...lol
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Old 07-12-2009, 10:56 PM   #45
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Re: Which car insurance agency to go with?

I've got Metlife and I pay 200.00 a month for full coverage on my 03 Mach and 06 kia sedona and liabilty on my 94 Camry.
I'm 34,married and have no tickets.
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Old 07-13-2009, 12:04 AM   #46
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Re: Which car insurance agency to go with?

Quote:
Originally Posted by SexyMach1 View Post
I have State Farm but I pay $160/month for just one car, the Mach... I think that's a lil high For no tickets EVERRRR. Completely clean record. Maybe it's the 20 year old girl part that's hurting me...lol
That'll seem cheap when you buy another Mach. Out of curiousity I did an independant insurance check for the cheapest insurance rates of all companies. Put in all my coverages that I have with State Farm (full coverage Mach and Focus) that I pay every 6 months which is $733. Geico was their cheapest first choice at $880, and Progressive was next at $1,030.
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I'm livin' the Office Space dream. I'm retired, and sit on my azz and do nothing.

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Old 07-13-2009, 03:01 PM   #47
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Re: Which car insurance agency to go with?

i was with farmers from the time that i turned 16 till about a month ago or so. i just got married and i went from payin 330 a month for the mach as a dd with full coverage to now payin 125 a month for the mach same coverage. getting married will definatly drop you ins. not sayin you should go and get married to get cheaper ins. but just so you know made a huge difference for both of ours. farmers was really great for customer service and when i did have a accident they took care of everything. had to argue with them a lil bit but they paid it off.
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Old 07-14-2009, 12:25 PM   #48
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Re: Which car insurance agency to go with?

I like the response of being married... Don't use that technique - The Big D cost a life time of - Pain, Heart-acke, and Wealth... JK about don't do it - but just giving the cost on the end product, all to often.

Me - 04 Mach, 07 Sante Fe (great SUV) full coverage, 99 Tarus Liability total yearly $1092.00...

There is some benefits being 50's, Youth has it's benefits and Liabilities!

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Old 07-16-2009, 05:48 PM   #49
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Re: Which car insurance agency to go with?

I have allstate and love them (a little biased since I work for them). Some things no one is talking about when comparing rates is the coverages and the deductibles. That can make a big impact on what you pay per 6 months. So when people tell you they pay 335 per 6 months that means nothing because you don't know enough information about their coverages to say if that is a good price.

One thing to make sure when buying insurance is you are given sufficient coverages in the event of a loss and deductibles you can afford to pay. Please don't just shop for price when you sacrifice customer service and repair service too. To give you an example I was hit by an insured, in an old beater of mine, who has a carrier that is not Allstate. I went through their claim process and they tried to nickle and dime me out of any little repair they could. It was the worst experience I have ever had.

If you guys have insurance questions you can let me know. I am licensed in VA, MD, and DC, but the general premise is the same in most states.
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Old 07-20-2009, 01:27 AM   #50
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Cool Re: Which car insurance agency to go with?

I got a good deal from Liberty Mutual. When buying for insurance it pays to shop around and find a good company too!


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