I like the response of being married... Don't use that technique - The Big D cost a life time of - Pain, Heart-acke, and Wealth... JK about don't do it - but just giving the cost on the end product, all to often.
Me - 04 Mach, 07 Sante Fe (great SUV) full coverage, 99 Tarus Liability total yearly $1092.00...
There is some benefits being 50's, Youth has it's benefits and
Liabilities! 
Naa-V-Doc