[stangpainter]

I have full coverage on my car,..plus I have whats called an "agreed value policy" with haggerty. This stops the nada payoff,which the insurance company will push..now I drive mine alot, which is why I carry two policies,..if your's qualifies for the pleasure clause, you could get away with just the haggerty, and they will insure it at an agreed total re-build price